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Benefits Just In Case

BellSouth provides you with coverage that can protect you against the unexpected and provide peace of mind.

Short-Term Disability
Provides pay replacement for at least 52 weeks equal to 50% or 100% of your pay, based on your length of service, if you are unable to work due to illness or injury. You are eligible for this benefit once you have completed six months of service.

Long-Term Disability
Provides pay replacement after short-term disability equal to 50% of your pay. You are eligible for this benefit after exhausting your Short-Term Disability benefit.

Life Insurance
Provides, at no cost to you, a benefit of one times your pay. Insurance for your dependents is also available.

Accidental Death & Dismemberment Insurance
Provides, at no cost to you, a benefit of one times your pay.

Universal Plus Life Insurance Coverage
Allows you, separate from BellSouth's Life Insurance, to purchase up to eight times your pay. It also offers benefits for your spouse and children, accidental death benefits, a cash accumulation option and accelerated benefits. You pay the full cost of coverage.

Long-Term Care Insurance
Provides benefits if you or your eligible family members need long-term care in a nursing home, your own home or an adult day care center. You pay the full cost of the premium.